MAISON AVEC UN BEAU TERRAIN EN VIAGER

Exclusive Listing – Occupied Life Annuity Sale – 70-year-old Male – 4-room House, 79 sqm, located in Roussillon
Are you seeking a charming environment, offering outdoor space and strong potential for future projects?
This property, originally built in 1952 and fully renovated in 2020, is likely to meet your expectations. Nestled in the countryside on a 1,764 sqm plot, it provides an ideal setting for a serene long-term investment.

Market value of the property: €250,000
Initial lump sum (bouquet): €50,000
Monthly annuity: €393

The property is offered as an occupied life annuity sale, with a 70-year-old male retaining lifetime rights of use and occupancy, unless he vacates the premises earlier.
Upon entering, you will be immediately charmed by a bright 24 sqm living room, enhanced by large double-glazed PVC windows.

The separate kitchen is functional and offers scope for modernization according to your preferences. A shower room and separate WC complete the ground floor.

Upstairs, two spacious and light-filled bedrooms provide comfortable living areas.
An attic, with a ceiling height of 2.58 meters, represents a valuable asset and may easily be converted into an additional bedroom, office, or leisure space, depending on your needs.

Thermal comfort has been carefully considered: the house is equipped with an individual heating system combined with reversible air conditioning, ensuring year-round comfort.
Solar panels further enhance the property, contributing to reduced energy costs.

The original flat-tile roof is in good condition, and the sanitation system complies with current regulations.
In terms of parking, the property benefits from a closed garage as well as three outdoor parking spaces.
You will thus enjoy the tranquility of the countryside while remaining within convenient reach of essential amenities.

The sale price amounts to €126,000, structured as a €50,000 initial payment (agency fees included), followed by a lifetime monthly annuity of €393, indexed annually in line with the French rental reference index (IRL).

In the event of early vacancy, the purchaser will recover full ownership and may freely occupy, rent, or resell the property, while continuing to pay an increased annuity of €267, corresponding to 30% of the current rental value.

Purchasing through a life annuity scheme represents a socially responsible, intergenerational investment, enabling seniors to remain comfortably in their homes while fulfilling their personal projects.

It also offers an effective way to build real estate assets without resorting to bank financing, while preparing for retirement.

For the purchaser, an occupied life annuity is comparable to a profitable rental investment with a single occupant (the seller), with rents effectively prepaid at the time of acquisition through a 49% discount on both the property value and notary fees.
For any further information or a personalized wealth assessment, please do not hesitate to contact us.

Property tax and major repairs remain the responsibility of the purchaser.
Agency fees are payable by the seller.
Estimated transfer duties: €11,300.

Fees to be paid by the seller. Energy class D, Climate class D Estimated average amount of annual energy expenditure for standard use, based on the year's energy prices 2021: between 1780.00 and 2510.00 €. Information on the risks to which this property is exposed is available on the Geohazards website: georisques.gouv.fr.
Agent commercial (Entreprise individuelle)